Home Loan

Home Loan Scheme


Every person yearns to own a home at some point in life. You will need your own home to support a family or have a robust real estate investment. We offer Home Loans and Home Construction Loans or Construction Loans, as they are popularly known, to fulfill this dream with simple documentation and flexible repayment schemes. Both the loans come in handy when you plan for a residential property. 


Applicant Individuals Or Jointly (Co-Borrowers Having An AssuredSource Of Regular Income Viz. Salaried / Self-Employed Persons, Professionals, Businessmen, Farmers Etc).
Purpose Construction Of House, Where In The Plot/Land Alreadyowned By The Applicant To Buy Built Up (New Or Second Hand) / Semi Built Up house Or Flat.To Extend/Renovate/Repair,The Existing House Or Flat.To Extend/Renovate/Repair, The Existing House Or Flat.To Buy A Flat Under Construction Or Proposed To Be Constructed
Loan Amount  70% Of Flat Or Construction Cost Or As Per Income Repayment Capacity.
Rate Of Intrest  10 %
Repayment  Max Upto 20 Years.
Security  Registered Mortgage Of Financed Property/Property Proposed To Be Furnished.
Processing Fee  05% + (GST)
Share Holding 2.5% Of The Loan Amount
Documents  For Detail Documents Please Contact Your Nearest Branch.

Loan File Documents As Follows :


   New Member Form 
  • Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
  • Affidavit
  • Loan Demand Form
  • Nominal Member Form



Loan Document 

Co Borrower Document 

Guarantor No 1 

  • Pan Card , Ration Card
  • Latest Light Bill, Index 2 Xerox
  • Photo 1 , 3 Month Salary Slip And 10 Cheque
  • Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate